How to Play
The Objective
Bet on whether the Player or Banker hand will total closest to 9, or predict a Tie. You are not the Player — you simply wager on an outcome.
Card Values
- Ace = 1 point
- 2 through 9 = face value
- 10, J, Q, K = 0 points
Only the last digit of the total counts — a hand of 7 + 8 = 15 scores as 5.
Naturals (Instant Win)
If either hand totals 8 or 9 on the first two cards, it's a Natural. No further cards are drawn and the highest Natural wins.
Third Card Rules
- Player draws a third card on totals 0–5; stands on 6 or 7.
- Banker drawing follows standard Punto Banco rules based on the Banker's total and the Player's third card value.
Payouts
- Player wins → 1 : 1
- Banker wins → 0.95 : 1 (5% house commission)
- Tie → 8 : 1 — Player & Banker bets push (stakes returned)
- Player / Banker Pair → 11 : 1 (first two cards of that hand form a pair)